We are business finance specialists, in particular asset finance.
Extra funds will be required whether your business needs to stay competitive or grow. Your business may have a cash flow requirement or needs to invest in new assets such as equipment, machinery and/or vehicles, we are the best people to ask.
Do you speak another language? … We speak fluent finance!
Finance can be complicated and all the different options available can be quite overwhelming. As well as advisors, we see ourselves as your personal translators. We break down all the essential details (from the types of finance agreements, your affordability, APR % and many more) making it clear for you to ensure your understanding is correct.
Do you like talking to a call centre?… No, we don’t either!
We are not your traditional brokers. We are currently a sister duo helping businesses in the Bay and beyond. We keep our service personal to ensure that we give you the time you need to understand and decide your next route. We source and arrange the most suitable finance option tailored for your requirement at the best rate.
I’m not sure you’ll be able to beat my current quote?… We’ll certainly try and if not we’ll explain why!
Another word for a quote is an estimate i.e. not approved. We are happy to explain the quote you have already obtained and explain why it may vary once it is subject to credit checks and review by the lender’s underwriting team.
I have already been approved credit, why would I need your assistance?… We might be able to improve your current offer!
Interest rates aside, sometimes our clients have signed inappropriate agreements for their situation or even not known how the agreement ends. Not only will we obtain the best interest rates available to you from our competitive lender panel, but we’ll ensure you understand all the financial implications that agreement has to offer.
I’m looking for specialist equipment and machinery, why would I not just use my supplier’s finance option as I get a better rate?… Suppliers generally use one funder, we have a panel of funders!
Your supplier shouldn’t adjust the cost price of the asset with or without using their finance facility. Once you have a quote (cost price and finance figure) we will review on your behalf to see if we can beat the finance rate. The cost price will remain the same, only the interest element will decrease.
Do you like to be treated fairly?… Absolutely!
Being fully authorised and regulated by the Financial Conduct Authority our responsibility to deliver the best advice and guidance in the right manner is our number one priority. We are a creditable business that treats our clients fairly.
We are passionate about helping other business! … No question mark required.
If you need new assets but not sure how to pay? Let Next Route Finance show you the way…